Real estate appraisal services for homeowners in the city of Chantilly and Fairfax County
Check out the top seven reasons VA homeowners hire Certified Commonwealth Appraisals, LLC:
Own a house in or near Chantilly, VA and need help deciding the price of it?
We at Certified Commonwealth Appraisals, LLC understand the particular needs of a homeowner in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale By OwnerIt's very hard to be objective about your own house because you probably have an emotional attachment to it. Our professional appraisers at Certified Commonwealth Appraisals, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. It's something concrete to show the buyer. It's an independent third party's opinion of your house's price, and not just how much your home is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value judgement than yours. Need to remove PMI?An attractive money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We're seasoned in helping folks just like you dismiss unneeded PMI insurance. Challenging Fairfax county's assessment of your propertyIf you live in an area that is declining or is not appreciating as much as other properties nearby, your local tax assessor may have your house overvalued. This means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. A professional appraisal from Certified Commonwealth Appraisals, LLC is your strongest weapon when contesting your property tax assessment. Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. Not only can this be disadvantageous from a cash flow angle, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Certified Commonwealth Appraisals, LLC can help you reinstate your home equity line of credit with efficient appraisal. Need Field and Desktop Appraisal Review Services?Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire an expert to double-check your appraisal for accuracy? In a field review we'll go out and check the subject and comps. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your house. |